Do you know who is bankrupt?

The Prophet ﷺ once asked his Companions: “Do you know who is bankrupt?”

They replied: “The person among us who is bankrupt is the one who possesses neither money nor provision.”

The Prophet ﷺ said: “The one who is bankrupt from among my followers is he who comes on the Day of Resurrection with prayer, charity, and fasting to his credit. However, he had insulted this person, struck that person, and seized the wealth of another, on account of which his good deeds will be taken from him. Then, if his good deeds are exhausted, the sins of those whom he wronged will be taken from them and foisted upon him and then he will be cast into the Fire.” [Muslim]



There is no slavery upon the heart greater than when it becomes dependent on someone else.

Sometimes in the process of seeking love, friendship or companionship – we let go of the reins of our hearts and allow it to attach to anyone other than Allah.

As Ibn Taymiyyah states that the one you love becomes your possessor and you become its captive.

And people when they possess you, they “will control you in the same way in which a conquering, aggressive master controls an overpowered slave who cannot escape from his master.

Even worse than this is the captivity of the heart; this is more severe than the captivity of the body, and enslavement of the heart is much more severe than the enslavement of the body.” [Ibn Taymiyyah]

The only cure is to break the cycle and pull back the reins of your heart and leave it only in the possession of Allaah – for no one else can be trusted with it.”


“Let not your tongue mention the shame of another for you yourself are covered in shame and all men have tongues. If your eye falls upon the sins of your brother Shield them and say: “O my eye! All men have eyes!”- Imam Shafi’i, may the mercy of Allah swt be upon him and us.

The most beloved people to Allāh…

The Prophet (ﷺ) said: “The most beloved people to Allāh (swt) are those who are most beneficial to people and the most beloved deed to Allāh (swt) is to make another believer happy or to relieve him from distress or to pay back a loan on his behalf or to remove his hunger. Indeed, for me to walk with a brother and see to his needs is more beloved to me than to perform the spiritual seclusion in this mosque (i.e. the Prophet’s [saw] mosque]) for an entire month…”

al Mu’jam al Kabīr – al Ṭabarāni

Not everyone is suitable to be your friend.

Ibn Qudamah al-Maqdisi said:

“Know that not everyone is suitable to be your friend. You must verify that this potential friend has the neccessary characteristics that make friendship with him something to be desired. The one you seek to befriend must have five characteristics:

He must be intelligent, as there is no good in befriending an idiot, as he will only harm you when he wants to benefit you. By intelligent, we mean one who understands things as they are, either on his own, or if they are explained to him;
He must have good manners, and this is a must. One who is simply intelligent might be overcome by anger or desire, and obey his desire. Thus, there would be no benefit in befriending him;
He must not be a fasiq, as such a person would not fear Allah, and whoever does not fear Allah cannot be trusted;
He must not be an innovator, as his abundance of innovation is feared from befriending him;
He should not be eager for the dunya.”
[‘Mukhtasar Minhaj al-Qasidin’; p. 126-132]

Man is upon the religion of his best friend,

Abu Huraira reported: The Prophet, peace and blessings be upon him, said, “A man is upon the religion of his best friend, so let one of you look at whom he befriends.

Source: Sunan Abu Dawud 4833

Grade: Sahih (authentic) according to An-Nawawi

عَنْ أَبِي هُرَيْرَةَ أَنَّ النَّبِيَّ صلى الله عليه وسلم قَالَ‏ الرَّجُلُ عَلَى دِينِ خَلِيلِهِ فَلْيَنْظُرْ أَحَدُكُمْ مَنْ يُخَالِلُ

4833 سنن أبي داود كِتَاب الْأَدَبِ الرجل على دين خليله فلينظر أحدكم من يخالل

Abdullah Ibn Al Mubaarak Rahimahullah (181H.):

“The people of knowledge and insight do not consider themselves safe from four things:

1) A past sin he committed which he does not know what Allah will do with it (either forgive and pardon him for it or punish him with it);

2) What is left of his life, whether there is something therein waiting to destroy him;

3) A favor that Allah bestowed upon him, perhaps it is a plot which will lead him step by step to his eventual destruction and ruin;

4) Deviance which is beautified for him so that he sees it to be guidance and in a split second, his heart can deviate and he will be stripped of his deen and he doesn’t even realize it.”

[Imam Ath Thahabi Rahimahullah “Seer A’alaam an Nubalaa” Vol.8 P.406]